Banks and the Financing of the Real Economy

Organizers: Olena Havrylchyk (Université Paris 1 Panthéon-Sorbonne) & Thomas David (ESCP Business School)
Registration (subject to availability): If you would like to attend, please contact Lira Mikayelyanby email.
This event is sponsored by Sorbonne Alliance.
Date: December 3, 2025
Location: Panthéon Sorbonne - Centre Panthéon, Paris, Salle 6
 

Program:

Morning

9.00 - 9.40 am Breakfast
9.40 - 9.45 am Welcome
9.45 - 10.30 am Scoping Out Borrowers: The Role of Credit Products in Relationship Lending By Paul Beaumont, and Mathias Lé
Presenter: Mathias Lé, Banque de France
Discussant: Michael Troege, ESCP
10.30 - 11.00 am Break
11.00 - 10.45 am Some Don't Like it Hot: Bank Depositors and NGO Campaigns Against Brown Banks By Clément Mazet-Sonilhac, Jean-Stéphane Mésonnier
Presenter: Jean-Stéphane Mésonnier, Banque de France
Discussant: Pat Akey, ESSEC
11.45 - 12.30 pm Mortgage Moratoria as Fiscal-free Stimulus: Evidence from Belgium By Bulent Guler, Julia Jesionek, Yasin Kürşat Önder, Koen Schoors, and Milan van den Heuvel,
Presenter: Koen Schoors, Ghent University
Discussant: Thomas David, ESCP
12.30 - 2.00 pm Lunch (upon invitation)
 

Afternoon

2.00 - 2.45 pm Bank branch retrenchment and radical voting: Evidence from EU-mandated closures By Jose M. Martin-Flores, Alfredo Martin-Oliver, Anna Toldra-Simats, and Sergio Vicente
Presenter: José Martin-Florès, CUNEF Madrid
Discussant: Victor Saint-Jean, ESSEC
2.45 - 3.30 pm Mutual-to-Stock Conversions and Customer Welfare: Evidence from U.S. Savings Banks By Mattia Girotti, and Richard Meade
Presenter: Mattia Girotti, Paris Dauphine University - PSL
Discussant: Dorota Skala, University of Szczecin
3.30 - 4.00 pm Break
4.00 - 4.45 pm A Biodiversity Stress Test of the Financial System By Sophia Arlt , Tobias Berg, Xander Hut, Daniel Streitz
Presenter: Sophia Arlt, Bundesbank / Goethe University Frankfurt
Discussant: Axel Buchner, ESCP